Cap rates are not guaranteed for future terms. They fluctuate based on market volatility, interest rates, and the cost of the shield. Higher shield levels (more protection) typically come with lower cap rates.
Another interpretation of "Shield Options" refers to the optional income riders that protect your lifestyle. These usually come at an additional annual cost deducted from the account value. brighthouse financial shield options
You cannot buy a Shield Option directly from a brokerage like Schwab or Fidelity. You must purchase a (e.g., Shield Level Select, Shield Level Anniversary) through a licensed insurance agent or financial advisor. These are typically sold by independent advisors, broker-dealers, and some regional banks. Cap rates are not guaranteed for future terms
This is the most critical feature for risk-averse investors. The shield level represents the percentage of loss that Brighthouse absorbs first. Common shield levels include: Another interpretation of "Shield Options" refers to the