As of May 2026, ICICI Bank home loan rates generally start from . These rates are linked to the External Benchmark Lending Rate (EBLR), specifically the Repo Rate, which ensures immediate transmission of any monetary policy changes. ICICI Bank Home Loan Interest Rates (May 2026)
Home Loan Interest Rates in India @ 7.45%* (2026) | ICICI Bank icici bank home loan rates
Today, ICICI Bank Home Loan rates generally hover between 8.40% p.a. and 9.05% p.a. As of May 2026, ICICI Bank home loan
ICICI Bank offers home loans linked to the . As of April 2026, the RBI Repo Rate is expected to be in the 6.25% – 6.50% range (assuming recent cuts). Consequently, ICICI’s rates are approximately: and the current landscape post-pandemic.
To truly understand ICICI Bank’s home loan rates today, we must look back at where they came from, the massive shift in how they are calculated, and the current landscape post-pandemic.