Check your transaction history for any charges you don't recognize. If you find fraudulent activity, you will need to file a formal claim. How to Report and Request a Replacement
The customer service representative answered promptly and asked me to confirm my identity. I provided my name, address, and date of birth, and then explained that my card was missing. She asked me a few more questions to verify my account information and then informed me that my card would be cancelled and replaced immediately. lost or stolen card wells fargo
Once reported, Wells Fargo will deactivate the old card immediately. Here is what to expect for the replacement: Check your transaction history for any charges you