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Traditional 60/40 portfolios are being challenged. Consider adding:

The world of finance doesn't stand still, and neither does FSIBlog. Welcome to the next chapter. fsiblog new

: A refreshed roster of industry veterans and emerging thought leaders providing diverse perspectives on fiscal policy and investment strategy. Why "FSIBlog New" Matters Now Traditional 60/40 portfolios are being challenged

With living costs still adjusting post-2024–2025, the old “3 months of expenses” rule may not be enough. Aim for of essential costs, stored in a high-yield savings account (HYSA) that offers at least 4–5% APY where available. fsiblog new

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