Home Loan Icici Bank Interest Rate Hot! Jun 2026

: NIL for floating-rate loans for individuals. Fixed-rate loans may incur a 2% charge on the outstanding principal. Factors Influencing Your Rate Your personalized rate is determined by:

| Parameter | Requirement | | :--- | :--- | | Age | 21 – 60 years | | Employment | Minimum 2 years total, 1 year with current employer | | CIBIL Score | 750 or higher (best rates) | | FOIR | Fixed Obligations to Income Ratio ≤ 50-55% | home loan icici bank interest rate

(Using reducing balance method)

: Typically up to 2% of the loan amount plus applicable taxes. Some digital offers may feature a flat fee (e.g., ₹2,199). : NIL for floating-rate loans for individuals