The is an evolution of this service designed primarily for payments towards specific beneficiaries (typically Public Administrations, utility providers, or companies) that require specific identification codes. It is defined as "Parlante" (Speaking) because the payment data "speaks" clearly about the purpose of the transaction, facilitating immediate reconciliation for the receiver without manual cross-referencing.
Se usi un bonifico ordinario anziché quello dedicato alle detrazioni, la banca non applicherà la ritenuta d'acconto dell'8% prevista per legge, rendendo la detrazione nulla.
