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ICICI Bank is one of India’s largest private sector lenders, offering competitive home loan products across salaried and self-employed segments. Known for digital-first processing, quick disbursals, and flexible repayment options, ICICI competes directly with HDFC Ltd., SBI, and LIC Housing Finance. The bank has aggressively adopted repo-rate-linked lending (RLLR) and offers special schemes for green homes, affordable housing, and NRI buyers. icici housing loan