The is a "Structured Annuity." It sits in a unique category between a fixed annuity and a variable annuity. It is designed for investors who want market exposure without the risk of losing their principal when the market crashes.
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When considering a — a registered index-linked annuity designed for principal protection with capped upside — the prospectus is your single most important document. It’s legally required, densely written, and often overlooked. But ignoring its details can mean the difference between realistic expectations and unwelcome surprises. The is a "Structured Annuity