Brighthouse Shield Level Selector Annuity

It allows a retiree to take a portion of their nest egg and "ring-fence" it for the next 10 years. It solves the anxiety of market crashes because the check doesn't bounce, and it solves the fear of illiquidity because the money remains accessible.

Index Ending Value – Index Starting Value / Index Starting Value Limited by the Cap, protected by the Shield. brighthouse shield level selector annuity

This is not a buffered ETF or structured note. Once the Shield absorbs the loss, the insurance guarantee protects the remaining principal. However, you forfeit dividends (you track the Price index, not the Total Return index). It allows a retiree to take a portion