This is the entry-level option designed for businesses that are just finding their feet or have simple accounting needs.
Before subscribing, it is always advisable to consult with your bookkeeper or accountant. They can often secure partner pricing and ensure the plan you select integrates seamlessly with your specific industry requirements.
| Plan | Monthly Price (ex. GST) | Invoices | Bills | Payroll | Key Limitation | | :--- | :--- | :--- | :--- | :--- | :--- | :--- | | | $35 | 20 | 5 | Limited (1 employee) | Low invoice & bill cap | | Standard | $60 | Unlimited | Unlimited | Standard (up to 10 employees) | No multi-currency; 10-employee payroll cap | | Ultimate | $80 | Unlimited | Unlimited | Unlimited employees | None for most SMEs; adds projects & analytics |
In July 2024, Xero streamlined its Australian offerings by retiring the old "Starter," "Standard," and "Premium" plans. As of April 2026, the current line-up includes four primary business tiers designed to include more features—like integrated payroll—upfront. Current Xero Business Plans (2026) Effective July 1, 2025, several plans saw a price increase to reflect integrated tools like payroll and advanced analytics. Ignite ($35/month) Best for
Growing small businesses and sole traders with regular activity.